4. Stay positive

Stay positive

You may have heard stories about outrageous out-of-pocket expenses people have paid to surgeons and in the news. And while these things do happen, the latest government statistics show that 87.7% of in-hospital services are gap-free.* So, if you are looking for value in private hospital cover, it is still there if you need to go to hospital. Proportion of services with no medical gap in Australia:

  • December 2018: 87.7%
  • December 2017: 88.1%
  • December 2016: 85.6%
  • December 2015: 86%

Just call us before your planned surgery and we will give you all the help we can to reduce your out-of-pocket expenses.



*Private Health Insurance Medical Gap Statistics December 2018, Table A, Australian