Hospital & Extras cover

Our Combination Cover includes both Gold Hospital and Premium Extras Cover. Hospital and extras cover is the ultimate peace of mind.

For comprehensive coverage we recommend a combination of Gold Hospital and Premium Extras. If you take out our combination cover, you’ll also receive a reduced premium.

With combination cover, you get:

  • hospital cover
  • extras cover
  • a rebate on your cover (subject to income and age)
  • ambulance cover (see below)
  • avoid Lifetime Health Cover loading
  • Avoid paying Medicare Levy Surcharge
  • Access Australia-wide coverage at more than 540 hospitals with 37,000 medical specialists
  • lock in your age-based discount for under 30s

Who needs combination cover?

The choice is completely up to you, but generally we need that bit more help as we get older.

Ambulance cover

One thing that RBHS includes as a bonus is 100% land, air and sea ambulance cover with no annual limits with every RBHS cover.* A short trip in an ambulance can be very expensive. 

*State-recognised ambulance providers only. 

How do I get combination cover?

Get a quote and bundle hospital and extras cover.

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