RBHS Premium Extras gives you superior benefits to extras services. This is a generous cover for people who want their membership card to take care of the majority of their extras costs including an expansive range of dental, optical and other healthcare expenses (see below for all the details).
The RBHS’s benefits are mostly set at 90% of the fee charged (subject to maximum limits). This also covers purchase costs and repairs to items such as glasses, dentures and hearing aids.
As with any extras cover, benefits are only payable for professional services provided by a registered practitioner. As health care professionals generally do not want to miss out on the business from health fund members, most reputable health professionals are recognised by Medicare, which means we can pay benefits, or they are registered with us. To be safe however, check if your extras provider is registered with the RBHS by searching here or call us on 1800 027 299.
The table following is only a summary of the wide range of extras benefits that the RBHS offers. For more detailed information, just give us a call or download the full product description at the bottom of the page.
Benefit percentage: 90% Some services have set benefits.
- Optical benefits on glasses and contact lenses
- General dental (preventative check-ups, X-rays, basic restorations, basic surgery & extractions)
- Occupational therapy
- Orthoptics (eye therapy)
- Exercise physiology
- Chiropractic services
- Health management programs to help with the cost of certain health programs & screening services.
- Unlimited ambulance cover
- Major dental including crowns & bridges, implants & dentures
- Chinese herbal consultations
- Remedial massage
- Laser eye surgery
- Speech therapy
- Home nursing
- Hearing aids
- IVF treatment
There are some complex rules about dental item numbers (we call them reasonability rules and they are designed to stop dentists overcharging and help keep a lid on your premiums) and some sub-limits. These rules may affect your dental claims.