How does dental cover work?

Tuesday, 8 December 2020, 1:41AM

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We go over the basics from your RBHS Premium extras cover. Let’s start with your benefits.

RBHS Premium extras dental benefits
Dental type	Benefit	Annual limit	Loyalty limits
General dental	90% of the cost - up to set benefits	No annual limit	N/A
X-rays	90% of the cost - up to set benefits	$147 daily limit	N/A
Root canal treatment	90% of the cost - up to set benefits	1^st year limit $850 2^nd year limit $1700 $1700 in any 2 rolling years	$1700
Implants & oral surgery	90% of the cost - up to set benefits	1^st year limit - $1300 2^nd year limit - $2600 3^rd year limit - $3900 4^th year limit - $5200 5^th year limit - $6500 $6500 in any 5 rolling years	$6500
Crowns & bridges	90% of the cost - up to set benefits	1^st year limit - $1200 2^nd year limit - $2400 3^rd year limit - $3600 4^th year limit - $4800 5^th year limit - $6000 $6000 in any 5 rolling years	$6000
Dentures	90% of the cost - up to set benefits	1^st year limit - $500 2^nd year limit - $1000 3^rd year limit - $1500 4^th year limit - $2000 5^th year limit - $2500 $2500 in any 5 rolling years	$2500
Orthodontics	90% of the cost - up to set benefits	1^st year limit - $890 2^nd year limit - $1780 3^rd year limit - $2670 4^th year limit - $3560 5^th year limit - $4450 $4450 lifetime limit	$4450 lifetime limit

Use your own dentist

Some extras covers only give you top benefits at the health fund’s affiliated dental clinics. At RBHS, you get our top benefits no matter where you go, so you can keep your own family dentist (or orthodontist for that matter) who you know and trust.

How do the loyalty limits work?

We have some higher extras limits for members with continuous years on RBHS Premium Extras cover.

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