Reserve Bank Health Society COVID-19 Update:
Information regarding your health insurance during COVID-19 and the range of measures we have introduced support our members.Learn more
Extras covers aren’t yet standardised from health fund to health fund – that’s why we’ve created a more detailed listing so that you’re sure about all RBHS’s Extras services.
National ambulance cover
Emegency and non-emergency ambulance transport.
Chiropractic & osteopathy
Chiropractors use spinal adjustments to treat health problems that are related to nerves, skeletons and muscles.
Deep massage to treat injuries and speed recovery (for example, strains, sprains, bruising).
Myotherapy is physical treatment for soft tissue pain and limited joint movement. Myotherapy can be used to treat tennis elbow, shin splints and other muscle dysfunction or tissue dysfunction (myofascia dysfunction).
Chinese medical practice includes various forms of herbal medicine, acupuncture, massage, exercise and dietary therapy.
Acupuncture treatment involves inserting small needles into various points in the body to stimulate nerve impulses.
Podiatrists are specialists in foot, ankle and lower limb health.
Dietitians specialise in human nutrition based upon a persons medical condition and individual needs.
Basic restoration (fillings)
Treatment for or relating to your teeth provided by a dentist or a dental surgeon. Typically this includes check-ups, cleans, and simple fillings.
Crowns & bridges
Significant dental services, such as complex fillings, tooth extractions, crowns and bridges.
Endodontics (root canal therapy)
Specialised dental treatment relating to dental pulp. This includes treating tooth pain and root canal treatment.
The branch of dentistry that specialises in the diagnosis, prevention and treatment of dental and facial irregularities. This generally involves the use of braces, removable appliances, functional appliances or headgear.
Glasses & contact lenses
Laser eye surgery
Includes prescription lenses, spectacle frames, and contact lenses. Insurers do not pay benefits for optometrist's consultations as these are generally eligible for Medicare benefits.
Specially designed shoe inserts that support the feet and improve foot posture. '1 appliance' generally means one pair of orthotics. Peoplecare only provides benefits on custom made or heat moulded orthotics.
Pre-post natal classes
Ante-natal classes often include preparation for labour, birth and early parenthood. Post-natal classes may include settling and going home with your baby, breastfeeding and bathing your baby.
Supportive care provided in the home and assistance to ensure the activities of daily living are met.
Speech pathology is the assessment and treatment of communication and swallowing disorders. Speech pathologists can help with problems with speech, language, communication, fluency or voice, or problems with swallowing food or drinking safely.
Health aids & wellness
Health aids includes things like ante/post-natal treatment, blood glucose monitors, blood pressure monitors, catheters, CPAP machines, crutches, glucose testing strips, home nursing, TENS machines, walkers, wheel chairs etc.
A device to amplify and change sound to assist people with hearing impairments.
Psychologists deal with people in their everyday lives or within their work environment to help them function better and to prevent the development of problems in mental and physical health.
Allergy testing by allergists and selected injection treatments used by allergists.
Surgical equipment/health aids
Selected health equipment, health aids and services, such as home nursing.
Health management programs
Claim some of the costs of approved health-related programs e.g. weight management programs or nicotine replacement therapy.
Includes prescription pharmaceuticals which are not listed on the Australian government’s Pharmaceutical Benefits Schemes (PBS). Pharmaceutical benefits usually require a co-payment from you, equivalent to the normal PBS payment, before your insurer will pay benefits. Not all non-PBS pharmaceuticals are eligible for benefits, as insurers may choose not to pay for certain items (for example, compound pharmaceuticals).
Physiotherapists treat injury, disease and disorders through physical methods. Physiotherapy uses manual therapies, exercise programs and electrotherapy techniques to improve movement, reduce pain and stiffness, and increase quality of life.
Occupational therapists support people who have difficulty doing everyday tasks due to health or disability. Often called Ots, they help you sustain, regain or improve your independence by using different techniques, adapting places where you spend time and using support equipment.