Minimize

Age-based discount

Are you under 30 and looking for top-quality health cover at an affordable price?

We will take care of you with a discount of up to 10% off our Gold Hospital cover. Join before you turn 26 to secure the maximum discount.
 

What is the age-based discount?

For the first time, young Australians taking out private hospital cover can get a discount thanks to a change in government rules. 

The change makes private health cover more affordable for younger Australians.
 

How does the discount work?

The discount ranges from 2% to 10%, depending on your age. The younger you are, the greater your discount.
 

Can I transfer from another fund and keep my age-based discount?

Yes, you can. You just need to transfer to us within 30 days of leaving your old health fund.

Once we get word from your previous fund, we’ll apply the same aged-based discount percentage you had with them.

What is my discount?

Age

Discount on RBHS Gold Hospital Cover

18-25 10%
26 8%
27 6%
28 4%
29 2%
30 0%

 

How long do I keep my discount for?

You keep your full discount until you turn 41 if you hold continuous cover. At 41 your discount decreases by two percentage points every year until it reaches zero. 
 

How do you calculate my entry age for the discount?

Joined before 1 July 2019: If you joined RBHS Gold Hospital cover before 1 July 2019, your entry age is your age in years on 1 July 2019. For instance, if your 29th birthday was on 30 June 2019, your entry age is 29 with a 2% discount.

Join RBHS after 1 July 2019: Your entry age is your age in years on the day your cover starts.

 

Age-based discount and Payroll Deductions

For RBHS members with payroll deductions; the RBHS is still working through the administration of your discount in relation to your payroll deductions will stay the same for now.

The RBHS will issue a refund for the difference in your premium payments when we have finalised arrangements with the RBA Payroll Department.

How do I get a quote?

Call us on 1800 027 299.
 

How do I join the RBHS?

All the information is here