Advantages of combination cover

Combining hospital cover and extras gives you plenty of options to take care of your health. We outline the key advantages.

Extras and hospital cover work together 

Did you know that extras could help make your life easier following elective surgery? To help you understand, we have selected four common surgeries and how your extras cover could help with: 

  • foot surgery 
  • hip surgery 
  • knee surgery 
  • shoulder surgery 

Below are some of the extras services that could help you recover from surgery, available on RBHS Premium Extras. 

Benefit percentage: 90% Some services have set benefits and annual limits apply. 

Extras service


  • Physiotherapy visit
  • Group classes


(if need to lose weight)

  • Dietitian consult 


  • Chiropractic visit 
  • Podiatry visit 

Health Management 

  • Gym
  • PT session
  • Pool entry fees
  • Exercise equipment
  • CT/MRI scan
Occupational Therapy
  • Occupational Therapy visit 

Exercise Physiology

  • Exercise Physiology visit
Health Aids

  • Braces for ankle, knee, wrist or back.
  • CAM/moon boot walkers
  • Commode chair
  • Crutches
  • Fibreglass casts
  • Grab rails
  • Knee scooter
  • Shower chair
  • Splints
  • Surgical stockings
  • Walking sticks/frames
  • Wheelchair hire or purchase


  • Osteopathy visit 

Complementary Therapies

  • Remedial massage
  • Acupuncture 
Home Nursing Wound care

View your extras cover.

Combination cover discount 

By combining RBHS Premium Extras cover with RBHS Gold Hospital, you get the maximum allowed discount on your extras cover of 12% compared to taking out Premium Extras on its own.  

Get the best of both worlds 

Whether it is getting your elective surgery as soon as you need it in a private hospital or getting on top of your routine dental checks, combination cover takes care of your health when you need it most. 

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