Health cover discounts for under 30s

Since July last year, future and existing RBHS members under 30 on Gold Hospital Cover automatically receive an age-based discount of up to 10% off their premiums.

We encourage all young RBHS members on extras only cover to consider taking up this discount, as well as any 18-25 year old dependants of RBHS members. The key tip is to take out RBHS Gold Hospital Cover before you turn 26 to secure the maximum discount.

How does the discount work?

The discount ranges from 2% to 10%, depending on your age. The younger you are, the greater your discount.

Can I transfer my Hospital Cover from another fund and keep my age-based discount?

Yes, you can. You just need to transfer to us within 30 days of leaving your old health fund.

Once we get word from your previous fund, we’ll apply the same aged-based discount percentage you had with them.

What is my discount?

How long do I keep my discount for?

You keep your full discount until you turn 41 if you hold continuous cover. At 41 your discount decreases by two percentage points every year until it reaches zero. 

How do you calculate my entry age for the discount?

Your entry age is your age in years on the day your Gold Hospital cover starts.

If you have any questions on the age-based discount, please call us on 1800 027 299.